Time is running out for the extended first-time homebuyer’s tax credit
Join the experts from Wells Fargo Home Mortgage
, Title Guaranty Escrow
, Hawaii Life Real Estate, and 101 Financial
who are co-sponsoring four free first-time homebuyer seminars on March 22, 24th and 26th and the following week on April 1st
. Register online →
Sometimes when buying a first home, home buyers can get overwhelmed by the paperwork and the process. By attending this seminar, you ‘ll get a great head start on understanding this process of home ownership and acquire the knowledge that will help you be more confident when purchasing. Attendees are suggested to bring a notepad to take notes, and there will be plenty of handouts for each of the seminar participants sponsoring the event.
Our group of presenters will tell you what you need to know and help you avoid an potential scam that may come your way.<!--more-->
The first step in home ownership is to get your financial house in order.
101 Financial will show you how getting out of debt and improving your credit score are essential in preparing yourself for home ownership.
Obtaining a loan is also key to home ownership;
the lending industry has changed dramatically in the last year. Come and find out what’s available. Interest rates are historically low.
It’s not too late to take advantage of government-sponsored incentives.
First-time homebuyers could be eligible for a credit up to $8,000 if they have not owned a home in the past three years. Existing homeowners could be eligible for a credit of up to $6,500 if they have lived in their home for five out of the last eight
Ron Margolis, RA and a Certified Distressed Property Expert will be joined by Rankin Telles of 101 Financial, Ellen Henderson and Lisa Ledesma of Wells Fargo Home Mortgage, and Jeri Miyaji-Ventura, escrow officer, of Title Guaranty Escrow Services. Together this team of local professionals will share with you their experience and knowledge about home ownership. Bring your family, bring your questions, get the answers.
Participants are encouraged to register online
or call (808) 346-7095 for one of these free sessions:
Lihue Neighborhood Center - Monday March 22, 7pm
Princeville Association Community Center - Wednesday March 24, 1 pm
Kilauea Neighborhhod Center - Friday March 26, 7 pm
Kalaheo Neighborhood Center - Thursday April 1, 7 pm
Be sure to arrive 30 minutes early for registration and refreshments!
There are many great values today in bank-owned properties and short sales currently on the market. With prices on Kauai continuing their adjustment down, it’s a superb time for qualified buyers.